Allocate money before you spend. Let businesses compete for it.

Alloca lets you set aside funds for the places you love. Merchants fund Boost rewards to win your future spending — so you earn more, every time.

4.9 avg rating

$2.4B+ allocated

120k+ merchants

How Alloca works

A new model for spending — plan ahead, get rewarded, stay in control.

Set aside money for businesses and categories you plan to spend with.

Merchants fund Boost rewards to compete for your allocation.

Spend allocated funds and automatically collect merchant-funded rewards.

One network, tailored experiences. Jump into any dashboard to explore.

Allocate, discover boosts, and earn on every plan.

Set allowances, freeze cards, and reach goals together.

Fund boosts, forecast revenue, win future spend.

Run benefits programs your team actually uses.

Operate the network with KYC, AML, and revenue tools.

For businesses

Launch Boost campaigns, forecast committed spend, and reach customers who've already decided to allocate. Pay only for the spending you win.

+38%

Avg. repeat visits

$2.4B

Allocated on platform

12.5%

Avg. boost ROI

120k+

Active merchants

Join individuals, families, and businesses already getting more from every dollar.